Aktienbewirtschaftung, BVV, Anlagestiftung, Personalvorsorge, Anlagereglement, Assetmanagement, Family Office

 

Do you know the quality of your investment behavior? Find out with the following check!

Answer the following questions. Simply click on your answers and then send us the check for online assessment. You will receive the results via e-mail within seconds.

1. Analysis
Representation of wealth
Do you know your wealth's structure?
Yes No
 
Have you defined the major structures in writing?
Yes No
  
Are you aware of your account's strategic positioning?
Yes No
 
Risk profile
Is your funding ratio more than 100%?
Yes No
 
Does your staff pension scheme have fluctuation reserves?
Yes No
 
Is the Board of Trustees willing to take certain risks when investing?
Yes No
Is the willingness to take risks anchored in the rules of investment?
Yes No

2. Research
Time
Do you have sufficient time in which to inform yourself about the development of the business environment and financial markets?
Yes No
 
Infrastructure
Are you comfortable with the infrastructure available for the gathering of necessary information?
Yes No

Expectations
Are you forming meaningful expectations for the future on the basis of analysis of the economic environment and financial markets?
Yes No

Scenarios
Are you compiling the various expectations into a coherent scenario?
Yes No
Are you forming several scenarios?
Yes No
 
Are you assigning degrees of probability to the various scenarios, are you assessing the various scenarios?
Yes No
 
Are you aware of the impact the various scenarios may have on your account?
Yes No
 
Consequences
Are you using scenario simulations to deduce the concrete consequences for your account?
Yes No
 
Changing environment
Are there rules regarding when expectations and scenarios have to be redefined?
Yes No
 

3. Planning
Organization
Is there a clear organization of responsibility for investment planning?
Yes No
 
Do you know who is responsible for the investment goals and the investment policy?
Yes No
 
Do you know who is responsible for the investment strategy?
Yes No
Scenarios
In terms of investment planning, do you take into account the consequences that you deduced when setting up the scenarios?
Yes No
 
Investment goals
Are the investment goals defined in writing?
Yes No
Do the investment goals take into account risk considerations as well?
Yes Nein
 
Investment policy
Has the Board of Trustees defined an investment policy?
Yes No
 
Investment horizon
Does the investment policy express a time-based horizon?
Yes No
 
Investment strategy
Has the investment policy been translated into an investment strategy?
Yes No
 
Benchmark
Has the investment strategy been translated into a benchmark?
Yes No

4. Implementation
Organization
Is there a clear organization of responsibility for the implementation of investment decisions?
Yes No
 
Infrastructure
Is the necessary infrastructure available to you for a proper implementation of investment decisions?
Yes No
 
Scenarios
In terms of implementation, do you take into account the consequences that you deduced when setting up the scenarios?
Yes No
 
Information flow
Do you have the feeling that you are being informed on a regular basis about major changes in the environment and to the account?
Yes No
 
Investment instruments
Are clear guidelines available in terms of selecting investment instruments?
Yes No
Are modern investment instruments, such as structured products, also employed?
Yes No
 
Monitoring
Do you have clear guidelines governing the monitoring of the account's development?
Yes No
Do you have a clear idea of what you have to do when negative developments occur in the environment?
Yes No
Do you have intervention levels with clear guidelines on how to proceed?
Yes No
 
Dealing with losing items
Are you willing to sell off losing items?
Yes No
 
Portfolio insurance
Does your account also have investment instruments that are able to profit from stock markets that are steady or falling?
Yes No
Is your account protected against strong negative changes in the environment?
Yes No
 
Rebalancing
Are rules available that stipulate when new investment decisions must be implemented?
Yes No

5. Transactions
Organizational
Is there a clear organization of responsibility for the initiation and monitoring of transactions?
Yes No
 
Infrastructure
Is a sufficient infrastructure in place for the monitoring of transactions?
Yes No

Cashmanagement
Are there clear ideas regarding the handling of cash?
Yes No

Interest on cash holdings
Is the interest rate that the bank pays on cash holdings examined on a regular basis to see if it is reasonable?
Yes No
 
Do you know other banks' interest rates?
Yes No
 
Do you obtain competitive offers at regular intervals?
Yes No

Fees
Are you aware of the fees that your bank charges for administering the account and for wealth management?
Yes No
 
Do you know other banks' fees?
Yes No
 
Do you obtain competitive offers at regular intervals?
Yes No


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Additional information regarding Wealth Management.



Straightline Investment AG

Anlagekonzept, Anlagesystem, Assetmanagement, Anlageprozesse, Alternative Anlagen, Vermögensverwaltung Pensionskassen, technischer Zinssatz
House of Finance · Rütistrasse 20 · CH-9050 Appenzell
Tel. +41 (0)71 353 35 10 · Fax +41 (0)71 353 35 19 · welcome@straightline.ch
Portfoliomanagement, Anlagesystem, Family Office, Anlagereglement, technischer Zinssatz, Personalvorsorge, Alternative Anlagen